Pet Insurance

You love your pet so , you´ll want to give the best possible care you can afford. And you´ll want to choose an insurance policy that matures with your "best friend" as it goes on in life. Our pet care insurance gives all this and so much more.

We offer two levels of cover - Exclusive + Premium - These benefits are fixed and can´t be altered.

EXCLUSIVE - is a lifetime cover whereby the benefits are reinstated annually. As long as you renew the policy and pay the required premium, the policy will reinstate the maximum level of bebefit even for ongoing and recurring conditions .

PREMIUM - is a 12 month capped policy. The benefit will reduce in the event of a claim until the limit is exhausted. Cover will continue for ongoing conditions for 12 months starting from the date of injury or first clinical signs of illness. This is providing you renew your policy but always within the policy year. Further claims for any ongoing conditions will be excluded at renewal.

Here some frequently asked questions:

What do you mean by lifetime cover?
All benefits are reinstated annually. As long as you renew the policy and pay the required premium, the policy will reinstate the maximum level of benefit even for ongoing and recurring conditions. Once the policy has commenced, no exclusions will be placed upon the schedule.

What treatment does the policy exclude?
Spaying or castration unless recommended on medical grounds, vaccinations, dietary foods, pregnancy or preventive treatment.

Is homeopathic medicine covered by the insurance?
Yes-this is extended to include herbal medicine, acupuncture and physiotherapy.

Can I insure more than one pet?
You can apply for up to 2 pets using this form.If you obtain another pet on a later date you will need a separate form and direct debit.

Can I get treatment for my pet whilst on holiday?
Yes, as long as you are in a country covered by EU pet passport and have travelled by a method approved by MAFF / DEFRA

What is my position if my pet disappears and does not return?
After 30 days, a claim can be submitted for its purchase price plus your advertising expenses.

Can my pet be insured after an illness or accident?
Yes-if it has fully recovered and there are no after effects.If it suffers from a chronic or recurring condition cover can still be offered, subject to the exclusion of this condition.

What is the procedure if my pet needs treatment?
Take it to the vet and advise us that a claim may be forthcoming.

Am I responsible for any part of the Veterinary Bill?
Only the initial excess amount. (50, 100,250 PDS or no excess depends on section of cover)

Does my pet have to be a pedigree?
NO- your much loved "moggle" and "mongrel" are covered.